You will need a PIN issued by the Department of Education that you can get at App/
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If you meet these requirements, you might be an excellent candidate for student loan refinancing and consolidation!
If you don’t think you meet the requirements, don’t worry – as you can apply with a cosigner to increase your chances of getting approved for a better student loan.
The Signature Student Loan is a school-certified loan that allows students to borrow up to the full cost of attendance less other financial aid received.
With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!
When you apply, most banks and lenders will look at your credit score, annual income, savings, and college degree type (or certificate of enrollment if still in school).
A borrower has to make the right kind of payments, on the right kind of loans, while working in the right kind of job.
For more about that, start by reading through Public Service Loan Forgiveness in 5 Easy Steps and the other one-pagers on our tools page ( under Essential Tools for Student Loan Borrowers.